Buy Now, Pay Later: 6 Months Interest Free

But Now, Pay Later
Buy more of what you want, and have more time to pay
and simple
6 months
interest free
$1,000 credit
shop anytime
Low and easy
monthly payments
How zipMoney Works
Simple Application 3 minutes to complete
Pre-Order or Buy Now Pre-Order Now or Get your Buy-Now Goods delivered this week
More time to payFlexible payments that suit your life
Get Approved Now Apply at Checkout
A decision in real-time

You must be an Australian resident,
18 years or over and have a job to apply.

Fees and charges
Pay NO INTEREST for 6 MONTHS on any purchase.
Minimum monthly repayment of $40 per month or 3% of the outstanding balance
A one-time setup fee of $20 to establish your revolving line of credit - reuse anytime
A small monthly admin fee of $4.95, but only when there is a balance

Safety and security
Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers. No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients

Important Notice
Available to approved applicants only. Minimum monthly payments of $40 or 3% of the outstanding balance (whichever is greater) are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. A monthly account service fee of $4.95 is applicable while there is a balance outstanding and a one-time setup fee of $20 will apply. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit to find out more about zipMoney.